What is life insurance?
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A common question which a lot of people are asking is that why they should purchase a life insurance policy. In their perceptions, they frequently think that life insurance agents are someone who are pushing the products to them. As this misconceptions invade their thinking, people tend to avoid the topics about insurance.
However, what does insurance really mean? Truthfully, life insurance is a show of love. But, why so? When we are young, we are scared of dying early. More often that not, it's not because of us afraid of death, but because of the loved ones around us. Put it this way, our parents spend years of their hard-earned savings to grow us up. What would happen if there is anything untoward happens to us? Insurance policy plays a great role if that misfortune happens. The insurance payout could be to demonstrate gratitude and filial piety. On the other hand, when we grow old, would we want to be too dependent on our spouse and children? Although the life expectancy lengthens, more and more people get sick and contract fatal illness. When such events happen, is there anywhere out there to solve the problem financially? And, indeed, medical cards serve this purpose. In a nutshell, whichever stage of life you are in, it is not hard to realise that insurance play a very important role. People might not feel its presence or the need to have it, but what it can provide to us is sometimes beyond our ability to describe. It's just a show of love - to the ones you love. As simple as that. |