Losses That may Arises
Third Party Liability
- We owe a responsibility of our driving to other users of the road
- When you injure or kill someone with your car
- When the passengers in the car suffer due to your driving
- When you damage other people’s properties, be it the vehicle, house, the lamp post, traffic light, road divider or someone’s pet.
Fire
- When your car catch a fire
Theft
- When your car is lost due to theft, burglary or housebreaking
Own Damage
- Accidental damages happens to your own vehicle
- For example: Collision damage, impact by fall of objects, burglary or theft, malicious damage
Types of coverage
Third Party – Covers Third Party Liability only
Third Party, Fire & Theft – Covers Third Party Liability, Fire, and Theft
Comprehensive – Covers Third Party Liability, Fire, theft, and Own Damage
- We owe a responsibility of our driving to other users of the road
- When you injure or kill someone with your car
- When the passengers in the car suffer due to your driving
- When you damage other people’s properties, be it the vehicle, house, the lamp post, traffic light, road divider or someone’s pet.
Fire
- When your car catch a fire
Theft
- When your car is lost due to theft, burglary or housebreaking
Own Damage
- Accidental damages happens to your own vehicle
- For example: Collision damage, impact by fall of objects, burglary or theft, malicious damage
Types of coverage
Third Party – Covers Third Party Liability only
Third Party, Fire & Theft – Covers Third Party Liability, Fire, and Theft
Comprehensive – Covers Third Party Liability, Fire, theft, and Own Damage